Understanding General Insurance

General insurance provides coverage for non-life assets, protecting you from financial losses due to unforeseen events like accidents, illnesses, or property damage. It's a crucial aspect of financial planning, ensuring peace of mind and security for you and your loved ones.

Our Insurance Offerings

Health Insurance

Comprehensive health coverage for you and your family.

Motor Insurance

Protect your vehicle from accidents, theft, and damages.

Home Insurance

Secure your home and belongings from natural disasters and theft.

Travel Insurance

Coverage for medical emergencies and trip cancellations while traveling.

Business Insurance

Safeguard your business from liabilities and property damage.

Benefits of General Insurance

Financial Security

Peace of Mind

Comprehensive Coverage

Easy Claims Process

What is Life Insurance?

Life insurance is a contract between an individual and an insurance company, where the insurer promises to pay a specified sum of money to the nominee in the event of the policyholder’s death. Certain life insurance plans also offer maturity benefits, helping you build a financial corpus for your future goals..

Types of Life Insurance Plans in India

✅ Term Life Insurance

Pure protection plan with high coverage at affordable premiums.

✅ Whole Life Insurance

Lifetime coverage (up to 99 or 100 years) with death benefit and savings.

✅ Endowment Plans

Combination of life cover and savings with maturity benefits.

✅ ULIPs

Combines investment and insurance with market-linked returns.

✅ Money Back Plans

Periodic payouts during term, with final payout on maturity or death.

✅ Child Plans

Secures your child’s future education and milestones.

✅ Retirement/Pension Plans

Helps build a retirement corpus and provides annuity.

Leading Life Insurance Companies in India

Why Buy Life Insurance?

Benefits of Life Insurance

✔ Financial protection for your family
✔ Helps meet long-term financial goals
✔ Retirement planning and wealth creation
✔ Peace of mind during life's uncertainties

Life Insurance Tax Benefits

✔ Section 80C: Deduction up to ₹1.5 lakh per year
✔ Section 10(10D): Tax-free maturity and death benefits

What is Health Insurance?

Health insurance is a vital financial tool that protects individuals and families from the rising cost of medical treatments and hospitalization. By paying a fixed premium, policyholders receive coverage for a wide range of healthcare expenses, ensuring peace of mind during medical emergencies.

Types of Health Insurance Plans in India

Individual Health Insurance

Covers treatment and hospitalization for a single individual.

Family Floater Insurance

One plan covering the entire family with shared sum insured.

Critical Illness Insurance

Lump sum payout on diagnosis of critical conditions like cancer, stroke, etc.

Group Health Insurance

Employer-provided coverage with additional benefits.

Senior Citizen Health Insurance

Customized policies for individuals aged 60 and above.

Top-up & Super Top-up Plans

Affordable way to enhance existing coverage limits.

Disease-Specific Plans

Specialized coverage for diseases like diabetes, cancer, dengue, etc.

Top Health Insurance Companies in India

Benefits & Tax Advantages

Key Benefits

✔ Cashless hospitalization at network hospitals
✔ Pre & Post-Hospitalization Coverage
✔ Coverage for Daycare Procedures
✔ Ambulance and emergency care cover
✔ No Claim Bonus (NCB)

Tax Benefits (Section 80D)

✔ Tax deduction on premiums paid for self & family
✔ Additional deduction for parents (especially senior citizens)

Government Health Insurance Schemes

Ayushman Bharat - PMJAY

Free coverage up to ₹5 lakh/year per family for underprivileged.

Employees’ State Insurance Scheme (ESIS)

Health protection for organized sector workers and dependents.

Rashtriya Swasthya Bima Yojana (RSBY)

Affordable health coverage for BPL families.

Choosing the Right Policy

✔ Consider sum insured & treatment coverage
✔ Compare premium and hospital network
✔ Understand waiting period & co-payments
✔ Look for lifelong renewability and high CSR