Sri Dwarakadheesh Investment Services
Sri Dwarakadheesh Investment Services
Invest in stocks for long-term capital growth.
Invest in bonds and fixed-income instruments.
Mix of equity & debt for balanced risk.
Track indices like Nifty 50 or Sensex.
Equity fund with tax-saving benefits.
SIP vs Lump Sum Investment - A Comparison
| Criteria | SIP (Systematic Investment Plan) | Lump Sum Investment |
|---|---|---|
| Investment Style | Regular, fixed sum at intervals (monthly, quarterly, weekly) | One-time bulk investment. |
| Starting Amount | Starts from as low as ₹500/month. | Requires a sum amount of capital. |
| Market Timing | No need to time the market due to rupee cost averaging. | Timing matters; returns depend on market conditions. |
| Risk | Lower due to spreading investment over time. | Higher due to market volatility at time of investment. |
| Returns | Gradual wealth building with compounding. | Potential for higher returns if invested during a dip. |
| Suitability | Ideal for salaried individuals or those with steady income. | Ideal for people with surplus funds (bonus, inheritance) |
| Investor Type | First-time investors, long-term planners. | Experienced investors with high-risk appetite. |
| Convenience | Automated bank debits make it easy. | Simple single transaction. |
| Goal Orientation | Ideal for long-term goals (retirement, education, etc.) | Best for long-term capital appreciation. |
| Risk Mitigation | Rupee cost averaging helps manage volatility. | Consider STP or hybrid/debt funds to reduce risk. |
Whether it is SIP or Lump sum let us make our goal easy to achieve
Disclaimer - Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns.