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Features of National Pension System

Helps individuals build a secure financial future with low-cost, professionally managed funds.

Government-Backed

Regulated by the PFRDA for safety and transparency.

Tax Benefits

Enjoy deductions under Section 80CCD of the IT Act.

Long-Term Growth

Invest for long-term compounding returns.

Flexible Investments

Choose from equity, bonds, and securities.

Types of NPS Accounts


Tier I Account

Mandatory retirement account with restrictions.

Tier II Account

Voluntary savings with full withdrawal flexibility.


Investment Choices

Active Choice

Choose your preferred asset allocation across

  • Equity (E)
  • Corporate Bonds (C)
  • Government Securities (G)
  • Alternative Investments (A)

Auto Choice

Allocation automatically adjusts with your age to balance growth and safety.

Tax Benefits of NPS

Section 80C

Up to ₹1.5 lakh deduction (shared with other 80C investments)

Section 80CCD(1B)

Additional deduction of ₹50,000 exclusively for NPS

Employer Contribution (80CCD(2))

Up to 10% of salary deductible (no upper limit in 80C)

Why Should You Invest in NPS?